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Swiggy | The number two whose net loss swelled to ₹4,154 crore behind 51% revenue growth

2026.03.26

Article summary
Swiggy is a food delivery company founded in Bengaluru in 2014 and listed on the BSE and NSE in November 2024. Its CEO is Sriharsha Majety. It is the number two behind Eternal (formerly Zomato) and is concentrating capital on its quick commerce arm Instamart. Revenue for FY2026 (fiscal year ended March 2026) was ₹23,053 crore (1 crore = 10 million rupees), up 51.4% year on year, but the net loss widened to ₹4,154 crore from ₹3,117 crore the year before. In September 2025 it sold its entire stake in Rapido to recover ₹2,400 crore, which it is putting into expanding Instamart. Because Eternal and Swiggy together account for nearly all restaurant delivery in India, a restaurant opening there has to assume being listed on both.
This article is based on what we could verify As of September 19, 2026 This page is based on the disclosures and news reports from each company that we were able to confirm as of that date. Amounts in the text follow the notation commonly used in India, with ₹1 crore = 10 million rupees, and yen figures are approximations calculated at a little over 1.7 yen to the rupee. Store counts, funding raised, and results at Indian companies change over short periods, so when making a business decision, please check the latest information in primary sources such as each company's own announcements.

Swiggy is a food delivery company that listed in November 2024 and sits second behind Eternal (formerly Zomato). It is concentrating capital on its quick commerce arm Instamart, and while revenue is growing, losses are widening too.

Company profile

Item Details
Year founded 2014
Headquarters Bengaluru (Karnataka)
CEO Sriharsha Majety
Revenue ₹23,053 crore (FY2026 = fiscal year ended March 2026 / up 51.4% year on year, approx. 401 billion yen). FY2025 was ₹15,227 crore
Net loss ₹4,154 crore (FY2026 / widened from ₹3,117 crore the year before)
Listing Listed on the BSE and NSE (IPO in November 2024)
Main services Swiggy Food Delivery, Instamart (quick commerce), Swiggy Dineout, Swiggy Genie

It is betting on 10-minute delivery rather than its core delivery business

Swiggy's core business is delivering food from restaurants, and in that field it remains second to Eternal, which got there first. Where it has chosen to chase headroom is quick commerce, through Instamart. In market share it sits behind Blinkit, holding somewhere in the mid-20% range by industry estimates.

In quick commerce, the more inventory hubs you add across a city, the more costs come first. Revenue for FY2026 (fiscal year ended March 2026) grew sharply, up 51.4% year on year to ₹23,053 crore, but the net loss widened further to ₹4,154 crore from ₹3,117 crore the year before. Most of the growth comes from Instamart, and most of the loss comes from Instamart as well.

In September 2025 it sold its entire stake in the ride-hailing service Rapido, recovering ₹2,400 crore and directing it to the expansion of Instamart. That is a decision to bet on this field even at the cost of selling assets outside the core business.

What it means for restaurants

Swiggy holds not only food delivery but also restaurant reservations (Dineout) and everyday goods delivery (Genie). From a restaurant's point of view, it is a counterpart that holds several of the touchpoints with customers. Commission levels come down to negotiation, but with only two possible partners to choose from, it is hard for the restaurant side to push hard on terms.

Restaurant delivery in India is almost entirely Eternal and Swiggy. It is not a field with many competing operators as in Japan, so anyone opening a restaurant has to assume being listed on both.

Points for Japanese companies

When opening a restaurant in India, delivery tends to account for a higher share of an outlet's sales than in Japan. In cities, customers order without ever coming to the restaurant, so how the outlet appears inside the delivery apps matters more to sales than the storefront. When drawing up an opening plan, the commissions of these two companies need to be built in as fixed costs from the start.

For a food manufacturer, Instamart becomes the shelf. According to guidance published by sales support firms, the steps for a Japanese manufacturer to get onto these channels run in this order: submitting brand materials, negotiating trading terms, registering product information, being assigned a distribution hub, and a two-to-four-week trial sale, taking 18 to 40 days. What is required is GST registration, an FSSAI license for food, a track record across 5 to 10 items, and a supply setup that does not run out of stock.

Reference Information

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